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Ratings

AXA Equitable financial strength ratings

Date reviewed indicates the last public statement by the rating agency.

Ratings are subject to change and this page was last updated on 10/30/15.

A.M. Best. A.M. Best’s Financial Strength Rating is an opinion of an insurer’s ability to meet its obligations to policyholders. A.M. Best ratings range from A++ to S. A plus (+) or minus (-) following the rating shows relative standing within the major rating categories. The “A+” rating represents the second highest among sixteen rating levels.

Fitch. Fitch’s Insurer Financial Strength rating provides an assessment of the financial strength of an insurance organization and its capacity to meet senior obligations to policyholders and contract holders on a timely basis.

Fitch ratings range from AAA to C. A plus (+) or minus (-) following the rating shows relative standing within the major rating categories. The “AA-” rating represents the fourth highest among twenty-one rating levels.

Moody’s. Moody’s Insurance Financial Strength Ratings are opinions of the ability of insurance companies to repay punctually senior policyholder claims and obligations. Moody’s ratings range from Aaa to C. Moody’s applies numerical modifiers 1,2, 3 in each rating classification from Aa to Caa. The modifier 1 indicates that the obligation ranks in the higher end of its rating category; the modifier 2 indicates a mid-range ranking and a modifier 3 indicates a ranking in the lower end of that rating category. The “Aa3” rating represents the fourth highest among twenty-one rating levels.

Standard Poor’s. A Standard Poor’s Insurer Financial Strength Rating is a current opinion of the financial security characteristics of an insurance organization with respect to its ability to pay under its insurance policies and contracts in accordance with their terms. Standard Poor’s ratings range from AAA to R. A plus (+) or minus (-) following the rating shows relative standing within the major rating categories. The “A+” rating represents the fifth highest among twenty-one rating levels.

Global Strength

AXA Equitable is a member of the global AXA Group ,* one of the world’s largest insurance and wealth management organizations.**

AXA Equitable’s assets under management totaled $584.4 billion as of June 30, 2015.

A XA Equitable has sole responsibility for its life insurance and annuity obligations. Guarantees are based on the claims-paying ability of AXA Equitable Life Insurance Company.

*AXA Group refers to AXA, a French holding company for an international group of insurance and financial services companies, together with its direct and indirect consolidated subsidiaries. AXA Equitable Life Insurance Company is an indirect, wholly-owned subsidiary of AXA.

*** AXA Equitable s assets under management are inclusive of assets under management held by an affiliate, AllianceBernstein L.P.





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