#affordable auto insurance
Best Affordable Auto Insurance in Georgia
Get Free Quotes and Find the Best Coverage
Auto insurance is required in Georgia by all drivers who want to drive on public roads and highways. The state allows for insurers to compete for your business by offering cheap car insurance rates and quotes. This competition is actually beneficial to the consumers as companies will try to have the lowest premium costs to win your business. While your rate can vary greatly depending on the amount and types of coverage you purchase, if you’re looking to save money than you only need two types of coverage. Under Georgia law, a policy must have at least $25,000 in bodily injury liability for one person, at least $50,000 for two or more people and property damage liability of $25,000 per occurrence. Liability insurance pays damages to others, on behalf of you, for injury to or damaged property of others, up to the policy limit, if you cause and accident or a victim alleges you were at-fault. Finding the best and most affordable auto insurance in Georgia can be an arduous task. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in Georgia. Below is all of the essential car insurance information you need, as well as the best auto insurance companies serving the Peach State.
Understanding Georgia’s Auto Insurance Requirements
Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in Georgia one must understand what coverage they need. The state of Georgia does not require Personal Injury Protection (PIP) and is not a no-fault state. A car insurance policy in Georgia is also lowered because uninsured motorist or UM coverage is also not required.
In insurance vernacular a state’s basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In Georgia the minimums are 20/40/10. The numbers are in thousands of dollars.