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What You Need To Know About Auto Insurance Akutan, Alaska
The State of Alaska, our 49th state as of January 3, 1959, represents a huge land mass. In fact, Alaska is the largest state in The United States. There aren t many roads in Alaska and much of Alaska is only accessible by plane or boat.
Alaska requires all registered cars to be insured. This guarantees everyone will be protected in the case of a automobile accident.
To comply with Akutan, Alaska car insurance laws, you must have liability insurance. Your liability insurance must include the following minimum coverage limits per accident:
$50,000 for bodily injury or death, per person.
$100,000 for total bodily injury when multiple people are hurt.
$25,000 for property damage.
Drivers are required to carry a proof of car insurance with your vehicle at all times. The most common form of proof is your insurance ID card issued by the insurance company. If you are caught driving without car insurance. the penalty is a drivers license suspension.
If your license is suspended because of a car insurance violation, you will need to file an SR-22 proof of insurance (often referred to as SR22 insurance ) in order to have your license reinstated.
If you are designated as a high-risk driver and are having a problem getting accepted for car insurance in Akutan, you can apply for insurance through the Alaska Automobile Insurance Plan. This program offers high-risk drivers the opportunity to get car insurance in Alaska by sharing the risk associated with these drivers amongst the providers in the plan. Auto insurance through the plan is generally more expensive under this program and people should only use this program as a last resort.
Akutan, Alaska Teen Driving Laws
In Akutan Alaska, drivers must be at least 14 years old to get an instruction learner s permit. Teens must hold a learner s permit for at least six months and complete 40 hours of supervised driving (including 10 hours at night or in inclement weather) before they can apply for a license.
Until a teen driver turns 18, he or she will get a provisional license, which prohibits the driver from riding with passengers under the age of 21 and from being on the road between 1:00 a.m. and 5:00 a.m.
Why Use Auto Insurance Saver to Shop For Auto Insurance Quotes?
Auto insurance is a necessity and the law. You need it to protect your assets and you need to comply with the laws that require it. Rates can vary significantly from company to company even when comparing the top companies. Shopping for comparison rate quotes can be cumbersome and time consuming but the Auto Insurance Saver website makes shopping for quotes and coverage fast, easy and safe.