Dental Insurance: from Ј5 per month #which #credit #card

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And other ways to pay for dental costs

    By Rebecca and Tony | Edited by Johanna Updated November 2015

Visiting the dentist can be a terrifying experience even without the bill. The NHS is the cheapest option, but you’ll still have to pay for treatment.

In this guide

Dental insurance: Your 10 need-to-knows

The best way to keep dental costs down is to take good care of your gnashers but, according to the British Dental Health Foundation, 79% of adults do not use dental floss, and one in four don’t brush twice a day.

If your teeth are in good shape, an NHS dentist may be the best option as it is, after all, the cheapest way to care for your teeth. However, if your pearly not-so-whites need a fair amount of attention, you’d like the option of private dental treatment or you want to insure against the cost of dental emergencies or accidents, dental insurance could lower your costs.

But before you buy, here are 10 things you need to know.

You STILL have to pay if you use the NHS

While we’re used to being able to go to an NHS doctor for free, this is not the case when it comes to seeing an NHS dentist. Yes, it’s much cheaper than going to a private dentist as NHS treatments are capped, but you’ll still have to pay.

In England and Wales, NHS dental charges fall into three cost bands (A to C) depending on what treatment you need, and in Scotland and Northern Ireland, patients have to stump up 80% of the dental fees to a maximum of Ј384 per treatment. Basic dental insurance policies would cover these costs.

The cost of seeing an NHS dentist in England





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