#health insurance illinois
Health Care Coverage
The University Student Health Insurance plan is independent from the Health Service Fee (McKinley coverage). See the University of Illinois Student Insurance Web site for additional information on coverage or insurance waiver at: http://www.si.illinois.edu
The Student Health Insurance Plan covers care that is not available at McKinley Health Center, such as hospitalization, specialty care and care away from campus. It is not necessary for students to be seen or referred by a McKinley physician in order to receive the benefits of the plan; and students are still eligible to receive care at McKinley even if the Student Insurance program is waived. Call the Student Insurance Office at 333-0165 or visit their Web site at www.si.uiuc.edu for more information about the plan. Some families choose to keep students on the family’s plan and waive Student Insurance. If this option is chosen, there can be some unexpected consequences. The major problem occurs when the family plan requires service to be provided in the home community. In a situation where a student has to travel home to see a specialist or receive other treatment unavailable at McKinley Health Center, the inconvenience and additional time away from classes can be a burden.
Health Service Fee
The Health Service Fee covers services through McKinley Health Center including: office visits with doctors, nurse practitioners, mental health therapists and health educators, as well as most x-rays and laboratory tests at no additional out-of-pocket expense. Many immunizations and medications are offered at low cost or no cost.
The Health Service Fee does not pay for :
- Care received outside McKinley Health Center
- Immunizations required by law prior to entrance to the University
- Travel immunizations
- Referrals – Sometimes a McKinley physician may feel it is appropriate to refer a patient to a community specialist. Charges for these outside services are the responsibility of the student, but may be covered by insurance. We recommend that you check with your insurance carrier before receiving medical services outside McKinley Health Center.
The fee schedule is fixed based on the number of semester hours for which you are registered – this fee cannot be waived . Students exempt from this fee because they are enrolled in Credit Range III or IV, may obtain services by paying the semester fee at the McKinley Health Center Business Office before the appropriate deadline for the term. The Health Service Fee also supplies funding for services provided by The Counseling Center at the University.