Personal Loans from SoFi, Low Rates, Fixed Monthly Payments, personal loan interest rates.#Personal #loan #interest

Personal Loans

We’ve got your back.

to 14.24% APR (with AutoPay) 5 .

Checking your rate will not affect your credit score .

Pay off credit cards or invest in a major purchase

Are you paying more than 10% interest on your credit cards? SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply.

Why SoFi?

Serious

Borrow from $5k-$100k at fixed rates that start at 5.49% APR (with AutoPay) 5 .

No Fees.

No origination fees or pre-payment penalties. What you see is what you get.

Exclusive

Get a 0.125% rate discount ✝✝ on an additional SoFi loan—just for being a member.

Simple online application and access to live customer support 7 days a week.

Community

If you lose your job, we’ll temporarily pause your payments and help you find a new job. 4

Better

Borrowers raised their credit scores by 17 points on average when they paid off credit card debt ** .

Personal Loan Comparison 6

Here’s how SoFi Personal Loans compare

Personal loan interest rates

Personal loan interest rates

Personal loan interest rates

Personal loan interest rates

Personal loan interest rates

Personal loan interest rates

High Interest Loans

So Easy

Find Your Rate

Get pre-approved online with no hidden fees and no obligation.

Select Your Loan Apply

Choose the loan that works for you and complete your application.

Sign electronically and receive your funds

Sign your documents and funds are wired to your account.

Trust And Security

Financial Protection Bureau

Personal Loan Calculator

See how much you can save when you pay off your existing debt with a SoFi personal loan.

Hear From Our Members

With serious savings, a seamless online application, and unique community benefits, our members have a lot to say.

Personal loan interest rates

Christopher Campbell

Personal loan interest rates

Aviesha Stephens

Personal loan interest rates

Susan Devine

Common Questions

Questions? Call us for a free consultation at 855-456-7634.

Received a mailer from us?

If you got a letter stating that you’re pre-selected for a SoFi loan, you’re in the right place. Get started by entering your confirmation number below.

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  • Personal loan interest rates

Healdsburg, CA 95448

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi’s underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)

To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

As an example, on a loan of $10,000 paid back over a 5 year term with the lowest available interest rate of 6.95% (including 0.25% AutoPay discount), you will make 60 monthly payments of $197.78, and the total amount repayable will be $11,866.57. See additional payment examples here.





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