AIB Platinum Visa Card
The AIB Platinum Visa Card is designed to provide a high level of flexibility, service and rewards including Cash Back Awards and Global Assistance service for our personal customers.
Special introductory annual interest rate of 3.83% (variable) on purchases and balance transfers for the first 12 months from account opening (Fees, Charges and Important Information). At the end of those 12 months the annual interest rates revert back to the standard rate applicable at that time. The balance transfer offer applies to balances transferred from store cards or non-AIB cards. The total sum of balance transfers must not exceed в‚¬5,000.
Cash Back Awards:
Spend over в‚¬5,000 (and up to в‚¬50,000) in any 12 month period from your account opening date, we will give you 0.5% of that amount back (maximum award for each 12 month period is в‚¬225)*
Annual interest rate of 11.84% (variable)
Annual Percentage Rate (APR) 17.0% (variable)
Representative Example: Assuming a credit limit on your card of в‚¬1,500, you used your full limit to make a single card purchase immediately after receiving your card, and you repaid in equal monthly payments over 12 months at an interest rate of 11.84% variable, (Representative 17.0% APR variable), the total amount you will pay back is в‚¬1596.20 which includes Government stamp duty charge of в‚¬30.00. Interest charged would be в‚¬96.20.
No annual bank fee
(Government stamp duty of в‚¬30.00 is charged annually per credit card account). Other fees and charges may apply (Fees, Charges and Important Information).
The card is enabled for Contactless payments. When the transaction is less than в‚¬30, you can choose to touch and pay where you see the contactless symbol . For more information please click here.
Mobile Payments You can pay for your purchases quickly and securely using Android Payв„ў and Apple Pay. Simply touch and pay for items that cost в‚¬30 or less with Android Pay/Apple Pay. For items over в‚¬30 you can pay using Android Pay/Apple Pay depending on the retailer. Just look for the below symbols:
AIB Everyday Rewards Use your card. Get a little something back with AIB Everyday Rewards. Simply use your AIB Visa Debit or Credit cards for your everyday shopping and receive cashback from some of IrelandвЂ™s favourite brands.
Up to 56 days interest free credit
If you clear your balance in full and on time each month, you can avoid paying interest.
Second Platinum Card Free
You can have one additional cardholder added to your AIB Credit Card provided that the cardholder is a family member (defined as parent, spouse, partner, sibling or child over 16 years) who normally resides at your address.
Minimum Qualifying Salary: в‚¬40,000
Visa Luxury Hotel Collection
The Visa Luxury Hotel Collection delivers a unique collection of benefits. Reserved for AIB Platinum Visa cardholders, the set of benefits are designed to help ensure guests have an unparalleled experience. Benefits include:
Best available rate guarantee
Automatic room upgrade upon arrival, when available
Complimentary in-room Wi-Fi, when available
Complimentary continental breakfast daily
$25 USD food or beverage daily
VIP Guest status
3pm check-out upon request, when available
A selection of the finest hotels comprise the Visa Luxury Hotel Collection, from boutique gems to world famous resorts. Visa appraise each hotel regularly to help ensure it continues to meet the highest standards.
Visit www.visaluxuryhotelcollection.com to view detailed information on all properties. Your benefits are activated automatically when you book through the site.
Credit Limit to suit you
You can request an increase in your credit limit using AIB Internet Banking (Subject to lending criteria)
Spread your repayments
With an AIB Platinum Credit Card, you decide how much you want to repay from the minimum amount (3% or в‚¬6.35, whichever is greater) to the full outstanding balance.
If you have a query on your account, our Customer Service staff are available 24 hours a day 7 days a week on (01) 6685500 (or +353 1 6685500 from abroad). We’re here to help.
You can use your AIB Platinum Credit Card along with your Personal Identification Number (PIN) to withdraw cash at any Automatic Teller Machine (ATM) or Bank that displays the Visa logo at home and abroad. Annual cash interest rates and fees and charges apply, please view the Important Information for fees and charges for more information.
Emergency Cash Facility
In emergency situations, if your credit card is lost or stolen when abroad, we can, on approval, provide you with emergency Cash up to US$5,000.00 (subject to available credit, Cash Advance and Currency Conversion fees and charges may apply). The emergency cash is normally available within 48 hours in most countries. In order to claim emergency cash you will be required to present your passport as proof of identity at a Western Union outlet near your location, as advised by our customer service staff. If your credit card is lost or stolen please call us immediately on (01) 6685500 (or call: +353 1 668 5500 from abroad).