#van insurance quote
What is van insurance?
Depending on the level of cover you re after, van insurance will cover you against the costs associated with an accident, fire and/or theft.
Other costs associated with a claim can arise from medical expenses, replacement vehicle, third party damages and/or injury.
There are three core levels of cover to consider when you take out a van insurance policy:
Third party only (TPO)
This level of cover is generally considered the minimum legal limit of cover and is usually limited to:
- Liability to others (passengers included)
- Property damage
- Liability when towing a trailer/caravan
Third party, fire and theft (TPFT)
This level of cover will usually include all of the above, as well as:
- Fire damage
- Vehicle theft
- Damage to the vehicle during the theft
This is the most inclusive type of policy because it normally inscludes all of the above, as well as:
- Windscreen cover
- Medical expenses
- Accidental damage
- Replacement vehicle
- Loss or damage to the vehicle
- Tool cover
- EU cover
Whilst all of these levels of cover focuses on the van itself, it s also wise to consider covering the goods within the vehicle:
Goods in transit
If you carry expensive goods in your vehicle, it might be worth considering a Goods in Transit policy. This level of cover ensures that any insurable goods in your vehicle are protected. There are usually three types of Goods in Transit cover:
- Cover for own goods and/or tools
- Courier goods
- Haulier goods
Find out more
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What do we do differently?
At constructaquote.com, we have been providing insurance solutions to the construction sector for 25 years; understanding your business and providing cover that suits your needs is what we re about. We want to make insurance easy for you.
We currently insure over 40,000 businesses and provide cover for over 170 different trades, so you can be sure we ve got your back.
We also provide 10 million Employers Liability cover as standard, which is double the minimum legal requirement, because we want you to have the peace of mind that you probably won t fall short during a claim.
Above all, we understand that you need the right cover for the right price; we know that insuring your business is a necessity and we want to make it as hassle-free as possible for you.
That s why we have an in-house team of specialists who are happy to answer any questions you have and get you covered as quickly as possible.