#trip cancellation insurance
Trip Cancellation Travel Insurance Doesn t Cover Everything: Just Listed Unforeseen Perils
Cruise, trip and travel insurance only covers losses resulting from sudden and unforeseen perils. Cruise, trip and travel insurance does not cover events that, on the date you buy the insurance, are known to You. If what was expected causes a claim, your claim will not be covered. Just like it s too late to buy Fire Insurance when your house is on fire.
Cruise, trip and travel insurance plans cover you for the perils listed in its Description of Coverage. If it s not listed (or specifically excluded ) it s not covered.
For example, if you want Pre-Existing Medical Condition coverage, the condition needs to take a turn for the worse after you buy your travel insurance. If the pre-existing condition already has taken a turn for the worse prior to you buying your Cruise, trip or travel insurance, there won t be any coverage for anything related to that condition. Read this for more details: Do Callers Think We Were Born Yesterday?
Trip Cancellation Travel Insurance gives you back the money you lose if the you can t leave or are forced to cut your trip short.
Trip Cancellation Travel Insurance plan includes:
- Trip Cancellation coverage:
You, a close family member or a traveling companion gets hurt or sick before you leave (your doctor must say you can t travel). Travel Insurance reimburses you the money you lose. This includes pre-existing medical conditions. Some of the other events that could cause you to cancel your trip are: Your travel supplier unexpectedly ceases operation. you are laid off. you re required to work, terrorism at your destination. bad weather, hurricanes. natural disasters or unexpected jury duty.
You, a close family member or a traveling companion gets hurt or sick while you re on your trip and you have to return home early. Nearly all the same reasons you would cancel your trip are covered as a trip interruption. Travel Insurance reimburses you the unused value of your trip plus pays the cost of one-way airfare up to the plan s limit.
You get hurt (ie hit by a cement truck) or sick on your trip. Travel Insurance reimburses you your medical expenses including emergency medical transportation. Did you know that Medicare doesn t cover you outside the USA ?
Here are the typical events Travel Insurance covers:
Yehey. Your site and your staff are truly wonderful (I want to use awesome but for personal reasons, that word has been reserved for the Supreme Deity)! Regards, Bet M. Fords, NJ